This policy does not cover certain losses, such as:
- War and related risks including riot or civil commotion
- Radioactive and nuclear weapon material accidents
- Suicide or any attempt thereat
- You during the travel period engaging in any occupation involving manual labor
- Flying as a pilot or crew member in any aircraft other than as a fare paying passenger in an aircraft licensed for passenger service
- Childbirth, miscarriage, pregnancy or any other complication thereof unless caused directly or indirectly by accident
- Intoxicating liquor or drug not prescribed by qualified registered medical practitioner
- Criminal acts
- Travelling contrary to medical advice or specifically to obtain medical treatment
- Excluded countries, kindly refer to policy wording or product disclosure sheet for more information
Note: This list is non-exhaustive. Please refer to Tokio Marine Explorer Policy for the full list of exclusions.
