Private Comprehensive Motor Insurance

covers you for

Accidental or
fire damage to
your vehicle
Theft of your vehicle
Liabilities to
other parties for
injury or death
Damage to other
parties property
Add-on Coverage

In addition, the common extra benefits available under comprehensive cover
(subject to additional premium) are:

  • Named driver(s)
  • Breakage of glass in Windscreen
  • Legal Liability of Passenger
  • Legal Liability of Passenger for Act of Negligence
  • Inclusion of Special Perils
  • Strike Riot and Civil Commotion
  • CART
  • NCD Relief (Comp PTE Car only)

The benefit(s) payable under eligible policy is protected by PIDM up to limits.
Please refer to PIDM's TIPS Brochure or contact TMIM or PIDM (visit
Important Product Details

Policy Wording


Product Disclosure Sheet


| Bahasa Malaysia

Claims Guide in Motor Accidents


| Bahasa Malaysia

Auto Partner Pamphlet


| Bahasa Malaysia

Making A Claim

Follow these simple steps to expedite filing of a motor claim

Auto Partner Hotline

03-2053 5800

Tow truck Services (Toll Free)

1 800 88 1301


Report loss or damage incident to relevant authorities such as Police etc. immediately

Notify Claim

Call us immediately to notify us of the loss or damage or log in to Claims Service Portal


Cooperate with Insurer's appointed Adjusters or Surveyors to assist in investigations and finalization of report


Return duly completed Claim Form together with your written Statement of Claims supported by relevant documentation as requested

Click here to learn more on step-by-step claim guides
Frequently Asked Questions

This policy provides insurance against liabilities to other parties for injury or death, damage to other parties’ property, and accidental or fire damage to your vehicle or theft of your vehicle. For more information of the coverage and benefits, please refer to Motor Comprehensive Insurance Product Disclosure Sheet.

Optional benefits that you may wish to add-on by paying additional premium:
  • Legal Liability to Passengers (LLP)
  • Legal Liability of Passengers for Acts of Negligence (LLOP)
  • Special Perils (i.e. Damage arising from flood and landslide)
  • Strike, Riot & Civil Commotion
  • Compensation for Assessed Repair Time (CART)
  • NCD Relief
Note: It is an offence under the laws of the Republic of Singapore to enter the country without extending passenger liability cover to your motor insurance.

Duration of cover is for one year. You need to renew your insurance policy annually.

You may purchase your car insurance policy 2 months in advance.

This policy does not cover certain losses, such as:
  • Your own death or bodily injury due to a motor accident;
  • Your liability against claims from passengers in your vehicle; and
  • Loss, damage or liability arising from an act of nature i.e. flood, storm or landslide.
Note: This list is non-exhaustive. Please refer to Motor Comprehensive Policy for the full list of exclusions.

This is the first amount that you have to bear yourself for each and every claim that we approve, even if the incident is not your fault. However, please note that the excess does not apply to loss or damage caused by fire, explosion, lightning, burglary, housebreaking, theft, third party property damage or bodily injury claims. Please check your Policy Schedule to find out the amount that you are liable to pay.